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COVERAGE FOR YOUR RECREATIONAL VEHICLE, CAMPER OR MOTORHOME

Purchasing a policy can protect your personal and recreational use of your motorhome,

horse trailer, camper trailer, and travel trailer.

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Types of Coverage

Liability Can cover bodily injury and property damage, uninsured coverage, and medical payments

Comprehensive and Collision Coverage As a consumer you can choose one of these options that will outline how this coverage will be settled in the unfortunate event of a covered total loss.

• Stated Value - market value/actual cash value of the RV

• Agreed Value – the insured amount, regardless of the current market value

• Replacement Cost – replace your insured RV with a new RV that is

most like it

Additional Coverage Considerations

• Personal Effect Coverage - provides replacement cost for damage or loss to items

normally used with your RV when physical damage coverage is selected.

• Vacation Liability Coverage - coverage for when you stop driving and start using your

recreational vehicle as a temporary residence.

• Roadside Assistance – 24/7 assistance in case of a breakdown or accident