ENR GROUP HOME
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COVERAGE FOR YOUR RECREATIONAL VEHICLE, CAMPER OR MOTORHOME
Purchasing a policy can protect your personal and recreational use of your motorhome,
horse trailer, camper trailer, and travel trailer.
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Types of Coverage
Liability Can cover bodily injury and property damage, uninsured coverage, and medical payments
Comprehensive and Collision Coverage As a consumer you can choose one of these options that will outline how this coverage will be settled in the unfortunate event of a covered total loss.
• Stated Value - market value/actual cash value of the RV
• Agreed Value – the insured amount, regardless of the current market value
• Replacement Cost – replace your insured RV with a new RV that is
most like it
Additional Coverage Considerations
• Personal Effect Coverage - provides replacement cost for damage or loss to items
normally used with your RV when physical damage coverage is selected.
• Vacation Liability Coverage - coverage for when you stop driving and start using your
recreational vehicle as a temporary residence.
• Roadside Assistance – 24/7 assistance in case of a breakdown or accident